Alterna MBNA Rewards MasterCard

Earn MBNA Rewards points with every purchase

Enjoy a low interest rate of 12.99% and earn 1 MBNA Reward Point for every dollar spent with the Alterna MBNA Rewards MasterCard for no annual fee. You will also earn 1000 bonus MBNA Reward Points with your first eligible purchase and 1000 bonus points on your anniversary date. MBNA Reward Points are redeemable for travel, merchandise, gift cards and charitable donations. Take advantage of an introductory interest rate of 1.99% for balance transfers and cheque cash advance for the first 6 months.

Overview
Issuer 
Type 
Version 
Credit 
Minimum Income 
$35,000 / year
Rates & Fees
Annual Fee 
$0
Supplemental Cards 
$0 / year
Interest 
12.99%
Cash Advance 
14.99%
Balance Transfer 
1.99%
1.99% introductory rate on balance transfers and cheque cash advances for 6 months
Grace 
21 days
Minimum Payment 
$15 or 1% (whichever is greater)
Rewards
Travel / Vacation 
Yes
Cash Back 
No
Merchandise 
Yes
Groceries 
No
Vehicle Rebates 
No
Charitable Donations 
Yes
Health Care 
No
Financial Products 
No
Benefits
Car Rental 
No
Purchase Protection 
No
Extended Warranty 
No
Travel Medical Insurance 
No
Travel Accident Insurance 
No
Trip Cancellation Insurance 
No
Flight Delay Insurance 
No
Baggage Insurance 
No
Road Insurance 
No
Balance Protection 
Yes for additional fee