American Express ChoicePlus Card

Earn rewards with flexibility

The ChoicePlus card from American Express is a rewards card with flexibility. You will earn 1 Point for every $2 in eligible purchases everywhere plus you will earn 1 point for each $1 spent at 5 places of your choice. Simply choose 5 places from a list of American Express merchants and start earning. As a bonus receive 12,000 Membership Rewards points the first time you use the approved card. There are no limits to how many points you can earn and no expiry date.
There is an annual fee of $65 for this American Express and it comes with limited insurance benefits. Enjoy an introductory interest rate of 2.99% for the first 12 months.

Overview
Version 
Minimum Income 
$15,000 / year
Rates & Fees
Annual Fee 
$65
Supplemental Cards 
$0 / year
Interest 
2.99%
Cash Advance 
21.99%
Introductory interest rate on purchases for first 12 months, 19.99% thereafter
Grace 
21 days
Minimum Payment 
$10 or 3% (whichever is greater)
Rewards
Travel / Vacation 
Yes
Cash Back 
No
Merchandise 
Yes
Groceries 
No
Vehicle Rebates 
No
Charitable Donations 
No
Health Care 
No
Financial Products 
No
Benefits
Car Rental 
No
Purchase Protection 
Yes
Extended Warranty 
Yes
Travel Medical Insurance 
No
Travel Accident Insurance 
No
Trip Cancellation Insurance 
No
Flight Delay Insurance 
No
Baggage Insurance 
No
Road Insurance 
No
Balance Protection 
No