American Express Starwood Preferred Guest Card

Earn Star points with every purchase

Earn 1 Starpoint for every $1 in purchases charged to your Starwood Preferred Guest American Express. Also, earn 10,000 bonus Starpoints earned when you spend $1000 in the first 3 months of card membership. Starpoints are redeemable for hotel stays at Starwood properties with no blackout dates and they can also be transferred to a frequent flyer program. This American Express card has an annual fee of $120 for primary cards and $50 for supplementary cards and comes with a comprehensive insurance benefits package including $500,000 in travel accident insurance.

Overview
Version 
Features 
Credit 
Rewards Program 
Minimum Income 
$15,000 / year
Rates & Fees
Annual Fee 
$120
Supplemental Cards 
$50 / year
Interest 
19.99%
Cash Advance 
21.99%
Grace 
21 days
Minimum Payment 
$10 or 3% (whichever is greater)
Rewards
Travel / Vacation 
Yes
Cash Back 
No
Merchandise 
No
Groceries 
No
Vehicle Rebates 
No
Charitable Donations 
No
Health Care 
No
Financial Products 
No
Benefits
Car Rental 
Yes
Purchase Protection 
Yes
Extended Warranty 
Yes
Travel Medical Insurance 
No
Travel Accident Insurance 
Yes
Trip Cancellation Insurance 
No
Flight Delay Insurance 
Yes
Baggage Insurance 
Yes
Road Insurance 
No
Balance Protection 
No