Capital One Gold Plus MasterCard
Guaranteed approval and an annually decreasing interest rate
With the Capital One Gold Plus MasterCard you will be able to rebuild your credit while reducing your interest rate year by year. The purchase and balance transfer interest rate is 19.8% for your first year and if you maintain your monthly minimum payments and don't go over your limit the rate will drop to 16.8% for the second year and to 13.8% from the third year on. For an annual fee of $59 you will enjoy extended warranty and purchase protection, travel accident insurance, car rental insurance and baggage delay insurance.
Indicates that additional fees may apply.
Check the credit card's website or fine print for more details.