CIBC Aerogold Visa

Rewards Visa with strong insurance benefits and a high annual fee

The Aerogold Visa by CIBC is a popular travel rewards card part of the Aeroplan rewards program. The credit has a high rate of interest and annual fees but offers many benefits including a...More

Overview
Issuer 
Type 
Version 
Features 
Credit 
Rewards Program 
Rewards 
1.50%
Minimum Income 
$35,000 / year
$15,000 for 65 years or over
Rates & Fees
Annual Fee 
$120
Supplemental Cards 
$50 / year
Interest 
19.99%
Cash Advance 
21.50%
Balance Transfer 
21.50%
21 days for BC and QC
Grace 
17 days
Minimum Payment 
$10 or 2.1% (whichever is greater)
Rewards
Earn 1.5 Aeroplan Miles for every dollar spent at gas stations, grocery stores or drug stores. Earn 1 Aeroplan Mile for every other dollar spent. (15,000 bonus on first purchase)
Travel / Vacation 
Yes
Cash Back 
No
Merchandise 
Yes
Groceries 
No
Vehicle Rebates 
No
Charitable Donations 
No
Health Care 
No
Financial Products 
No
Benefits
Car Rental 
Yes
Purchase Protection 
No
Travel Medical Insurance 
No
Travel Accident Insurance 
No
Trip Cancellation Insurance 
Yes for additional fee
Flight Delay Insurance 
No
Baggage Insurance 
No
Road Insurance 
No
Balance Protection 
Yes for additional fee