CIBC Gold Visa

CIBC Gold Visa
Simple rewards Visa card with an annual fee and insurance benefits

CIBC is no longer accepting applications for the CIBC Gold Visa Card.

The Gold Visa card by CIBC rewards purchases with one Gold Bonus Point for every dollar spent with the credit card. It has an annual fee of $99 ($69 for seniors) and $30 for each additional card.

Insurance benefits include purchase protection (extended warranty), car rental insurance and trip accident insurance. Additional benefits can be included such as auto club membership, balance protection and medical / trip cancellation insurance for a fee.

Overview
Issuer 
Type 
Version 
Features 
Credit 
Minimum Income 
$35,000 / year
Rates & Fees
Annual Fee 
$99
Supplemental Cards 
$30 / year
Interest 
19.99%
Cash Advance 
21.50%
Balance Transfer 
21.50%
Grace 
21 days
Minimum Payment 
$10 or 2.1% (whichever is greater)
Rewards
Earn 1 Gold Reward Point for every dollar spent
Travel / Vacation 
Yes
Cash Back 
No
Merchandise 
Yes
Groceries 
No
Vehicle Rebates 
No
Charitable Donations 
No
Health Care 
No
Financial Products 
No
Benefits
Car Rental 
Yes
Purchase Protection 
Yes
Travel Medical Insurance 
No
Travel Accident Insurance 
No
Trip Cancellation Insurance 
Yes for additional fee
Flight Delay Insurance 
No
Baggage Insurance 
No
Road Insurance 
No
Balance Protection 
Yes for additional fee