Coast Capital Desjardins Elegance Gold Visa

Coast Capital Desjardins Elegance Gold Visa
Rewards Visa card with Gold insurance benefits and no annual fees

The Elegance Gold Visa by Coast Capital in partnership with Desjardins is a rewards Visa with no annual fee and many insurance benefits. With this no annual fee Coast Capital Desjardins Elegance Gold Visa earn .5% of total purchases as BonusDollars which are redeemable for travel, merchandise and financial products. For an annual fee of $30 you can earn 1% of your total purchases in BonusDollars and for an additional $30 per year you can enjoy a low annual purchase interest rate of 12.8%. This card includes insurance benefits baggage coverage, car rental insurance, travel accident and medical insurance, flight cancellation insurance and flight delay insurance. Balance protection is available for additional fees.

Overview
Type 
Version 
Credit 
Minimum Income 
$35,000 / year
Rates & Fees
Annual Fee 
$0
Supplemental Cards 
$0 / year
Interest 
19.90%
Cash Advance 
19.90%
Balance Transfer 
19.90%
Grace 
21 days
Minimum Payment 
$10 or 3% (whichever is greater)
Rewards
Earn 0.5% of your purchases as BonusDollars (1 BonusDollar = 1 Canadian Dollar)
Travel / Vacation 
Yes
Cash Back 
No
Merchandise 
Yes
Groceries 
No
Vehicle Rebates 
No
Charitable Donations 
No
Health Care 
No
Financial Products 
Yes
Benefits
Car Rental 
Yes
Purchase Protection 
Yes
Travel Medical Insurance 
No
Travel Accident Insurance 
No
Trip Cancellation Insurance 
Yes
Flight Delay Insurance 
No
Baggage Insurance 
No
Road Insurance 
No
Balance Protection 
Yes for additional fee