Coast Capital Desjardins Platinum Visa

Coast Capital Desjardins Platinum Visa
Rewards platinum Visa card with an annual fee, strong benefits and rewards / cash back program

The Platinum Visa by Coast Capital in partnership with Desjardins is a low interest rate credit card with many insurance benefits, a rewards and cash back program and a high annual fee.

This Visa offers a low interest rate of 9.9% and a generous rewards program where you earn up to 2% of total purchases in BonusDollars. In addition, earn 1% cash back on annual purchases over $20,000 (maximum $800 per year) which is credited on the account anniversary date.

This platinum card offers a generous compliment of benefits including travel medical and accident insurance, purchase protection / extended warranty, flight cancellation and delay insurance, car rental insurance, and baggage insurance. Balance protection is available for a fee.

Overview
Type 
Version 
Credit 
Minimum Income 
$75,000 / year
Rates & Fees
Annual Fee 
$130
Supplemental Cards 
$40 / year
Interest 
9.90%
Cash Advance 
9.90%
Balance Transfer 
9.90%
Grace 
21 days
Minimum Payment 
$10 or 3% (whichever is greater)
Rewards
Earn 2% of your purchases as BonusDollars (1 BonusDollar = 1 Canadian Dollar) + 1% cash back over $20,000 in purchases per year
Travel / Vacation 
Yes
Cash Back 
Yes
Merchandise 
Yes
Groceries 
No
Vehicle Rebates 
No
Charitable Donations 
No
Health Care 
No
Financial Products 
Yes
Benefits
Car Rental 
Yes
Purchase Protection 
Yes
Travel Medical Insurance 
No
Travel Accident Insurance 
No
Trip Cancellation Insurance 
Yes
Flight Delay Insurance 
No
Baggage Insurance 
No
Road Insurance 
No
Balance Protection 
Yes for additional fee