low interest

Most low rate cards have an annual fee or require good to excellent credit. The interest rates shown are the best possible rates available and may be subject to the cardholder's credit rating. Some interest rates fluctuate as they are based on Canada's prime interest rate.

Low interest Credit Cards

Credit Cardsort iconAnnual FeesInterest RateCredit Required
alterna-platinum-mastercard.jpgAlterna Platinum Plus MasterCard$09.99%Good
alterna-worldpoints-mastercard.jpgAlterna WorldPoints MasterCard (Low Fee)$2912.99%Good
atb-fixedrate-mastercard.gifATB Preferred Fixed Rate MasterCard$299.9%Fair
atb-variable-mastercard.gifATB Preferred Variable Rate MasterCard$296%Good
bmo-mosail-business-mastercard.jpgBMO Mosaik Business MasterCard$018.5%Good
bmo_mosaik_mastercard.jpgBMO Mosaik MasterCard$018.5%Good
capital-one-gold-mastercard.jpgCapital One Gold Low Rate MasterCard$7912.9%Fair
capital_one_guaranteed_secured.jpgCapital One Guaranteed Secured Low Rate MasterCard$6912.9%Bad
capital-one-prime-49-platinum-mastercard.jpgCapital One Prime + 4.9 Platinum MasterCard$09.65%Good
capital_one_prime_platinum_mastercard.jpgCapital One Prime +0.9 Platinum MasterCard$05.75%Excellent
cibc-aerogold-visa-for-business.gifCIBC Aerogold Visa for Business$18010.9%Good
cibc-bizline-visa.gifCIBC Bizline Visa$06.25%Good
cibc-select-visa.gifCIBC Select Visa$2911.5%Fair
cbc-sharedinterest-visa.gifCitizens Bank Shared Interest Classic Visa$019.5%Fair
shared_interest_gold_visa.jpgCitizens Bank Shared Interest Gold Visa$9919.5%Good
coast-business-visa.jpgCoast Capital Desjardins Business Visa$509.75%Good
coastcapital-modulogold-visa.gifCoast Capital Desjardins Modulo Gold Visa$509.9%Good
coast-platinum-visa.gifCoast Capital Desjardins Platinum Visa$1309.9%Excellent
coast-classic-visa.gifCoast Capital Low Interest Rate Desjardins Classic Visa$2511.4%Fair
coastcapital-elegance-visa.gifCoast Capital Low Interest Rate Desjardins Elegance Visa$2512.4%Good
coast-odyssey-visa.gifCoast Capital Low Interest Rate Desjardins Odyssey Gold Visa$12411.4%Good
coastcapital-student-visa.gifCoast Capital Low Interest Rate Desjardins Student Visa$2511.4%Fair
desjardins-studentonly-visa.gifDesjardins Low Interest Student Only Visa$2510.4%None
desjardinsmodulo-gold.gifDesjardins Modulo Gold Visa$509.4%
hometrust-equityline-visa.gifHome Trust EquityLine Visa$06.99%None
image_not_available.gifHSBC Low Rate Cash Back Rewards Gold MasterCard $11012.9%
image_not_available.gifHSBC Low Rate Cash Back Rewards MasterCard$5012.9%
image_not_available.gifHSBC Low Rate Gold MasterCard$7512.9%
image_not_available.gifHSBC Low Rate MasterCard$1512.9%
image_not_available.gifHSBC Low Rate Travel Rewards Gold MasterCard$11012.9%Good
image_not_available.gifHSBC Low Rate Travel Rewards MasterCard$5012.9%Fair
laurentian_black_reduced_rate_visa.jpegLaurentian Bank Black Reduced Rate Visa$2511.49%Fair
mbna-canadianbarassociation-mastercard.jpgMBNA Canadian Bar Association Platinum Plus MasterCard$09.99%Good
image_not_available.gifMBNA National Football League Preferred MasterCard$017.99%Fair
nbc-allure-mastercard.jpgNational Bank Reduced Rate Allure MasterCard$4514.5%Fair
nbc-business-mastercard.jpgNational Bank Reduced Rate Business MasterCard$1513.9%Good
nbc-escapade-mastercard.gifNational Bank Reduced Rate Escapade MasterCard$3514.5%Fair
nbc-gold-mastercard.gifNational Bank Reduced Rate Gold Edition MasterCard$1514.5%Good
nbc-husky-mastercard.jpgNational Bank Reduced Rate Husky/Mohawk MasterCard$1514.5%Fair
nbc-mastercard.jpgNational Bank Reduced Rate MasterCard$1514.5%Fair
nbc-ovation-mastercard.gifNational Bank Reduced Rate Ovation Gold MasterCard$10514.5%Good
nbc-platinum-mastercard.gifNational Bank Reduced Rate Platinum MasterCard$13514.5%Good
nbc-premia-business-mastercard.jpgNational Bank Reduced Rate Premia Business MasterCard$6013.9%Good
nbc-premia-business-mastercard.jpgNational Bank Reduced Rate Premia Business Rewards MasterCard$12013.9%Good
nbc-sunoco-mastercard.jpgNational Bank Reduced Rate Sunoco MasterCard$1514.5%Fair
nbc-ultramar-mastercard.jpgNational Bank Reduced Rate Ultramar MasterCard$1514.5%Fair
nbc-syncro-mastercard.jpg.gifNational Bank Synchro MasterCard$359.75%Fair
no-fee-scotiabank-value-visa.jpgNo Fee Scotiabank Value Visa$014.99%Fair
nscu-lowrate-mc.gifNorth Shore Credit Union Low Rate MasterCard$3011.99%
nscu-lowraterewards-mc.gifNorth Shore Credit Union Low Rate Rewards MasterCard$5411.99%
rbc-visa-classic-low-rate-option.gifRBC Visa Classic Low Rate Option$2011.5%
scotiabank-value-visa.jpgScotiabank Value Visa$2911.49%Fair
scotialine-for-business-visa.jpgScotialine for Business Visa$07.65%
scotialine visa-account.jpgScotialine Visa Account$05.5%Good
td-emerald-visa-card.jpgTD Emerald Visa$256.65%
vancity-enviroClassic-visa.gifVancity Low Rate enviro Classic Visa$2511.25%
vancity-envirogold-visa.gifVancity Low Rate enviroGold Visa$4511.25%
vancity-enviroClassic-visa.gifVancity Low Rate Rewards enviro Classic Visa$5011.25%Fair
image_not_available.gifVancity Low Rate Rewards enviroGold Visa$14511.25%