Home Trust EquityLine Visa

Home Trust EquityLine Visa
Secured Visa credit card based on home equity

The Home Trust EquityLine Visa allows the equity in your home to be used to secure a credit limit of $10,000 - $250,000. This Visa is often used to consolidating higher-interest debt or making home improvements. Monthly payments as low as 1%, 1.25% or 1.5% of your outstanding balance or $10, whichever is greater. Additional payments can be made at any time without penalty. This EquityLine Visa has no annual fees - just a one-time set-up fee of 2% of the approved credit limit and a legal fee of $350 to $780 which will be charged to your VISA account. This card includes car rental insurance. Balance protection insurance is not available.

Overview
Issuer 
Type 
Version 
Credit 
Maximum Credit Limit 
$250,000
Rates & Fees
Annual Fee 
$0
Supplemental Cards 
$0 / year
Interest 
6.99%
Cash Advance 
6.99%
Balance Transfer 
6.99%
Interest rates vary from 6.99 - 13.99%
Grace 
21 days
Minimum Payment 
$10 or 1% (whichever is greater)
Rewards
Travel / Vacation 
No
Cash Back 
No
Merchandise 
No
Groceries 
No
Vehicle Rebates 
No
Charitable Donations 
No
Health Care 
No
Financial Products 
No
Benefits
Car Rental 
Yes
Purchase Protection 
No
Travel Medical Insurance 
No
Travel Accident Insurance 
No
Trip Cancellation Insurance 
No
Flight Delay Insurance 
No
Baggage Insurance 
No
Road Insurance 
No
Balance Protection 
No