HSBC MasterCard

Standard no fee card with optional rewards and/or low interest rate

The HSBC MasterCard is a standard card with no annual fee, no rewards and basic insurance benefits. This MasterCard offers the choice of adding an HSBC Rewards Program for $35 per year as well as a low interest rate of 12.9% for an additional $25 per year.

Overview
Issuer 
Type 
Version 
Credit 
Rewards Program 
Rates & Fees
Annual Fee 
$0
Interest 
19.90%
Cash Advance 
19.90%
Balance Transfer 
19.90%
Grace 
21 days
Minimum Payment 
$10 or 3% (whichever is greater)
Rewards
Travel / Vacation 
Yes
Cash Back 
Yes
Merchandise 
Yes
Groceries 
No
Vehicle Rebates 
No
Charitable Donations 
No
Health Care 
No
Financial Products 
Yes
Benefits
Car Rental 
Yes
Purchase Protection 
Yes
Travel Medical Insurance 
Yes for additional fee
Travel Accident Insurance 
No
Trip Cancellation Insurance 
No
Flight Delay Insurance 
No
Baggage Insurance 
No
Road Insurance 
No
Balance Protection 
Yes for additional fee