Scotia Momentum No Fee Visa

Earn cash back for no annual fee

Receive 1% cash back on eligible purchases at gas stations, grocery stores, drug stores and recurring bill payments and 0.5% on all other purchases. The Scotiabank Momentum VISA card is a no frills Visa with no annual fee or insurance benefits. Optional balance protection can be added for a fee.
For a limited time get a Scotia Momentum VISA card and save with a special 7.99% interest rate on cash advances, balance transfers and Scotia VISA cheques for the first 6 months.

Overview
Issuer 
Type 
Version 
Credit 
Rewards 
1.00%
Minimum Income 
$12,000 / year
Rates & Fees
Annual Fee 
$0
Interest 
7.99%
Cash Advance 
21.99%
Balance Transfer 
21.99%
Introductory rate of 7.99% on purchases for the first 6 months, 19.99% thereafter
Grace 
21 days
Rewards
Earn up to 1% cash back on purchases
Travel / Vacation 
No
Cash Back 
Yes
Merchandise 
No
Groceries 
No
Vehicle Rebates 
No
Charitable Donations 
No
Health Care 
No
Financial Products 
No
Benefits
Car Rental 
No
Purchase Protection 
No
Extended Warranty 
No
Travel Medical Insurance 
No
Travel Accident Insurance 
No
Trip Cancellation Insurance 
No
Flight Delay Insurance 
No
Baggage Insurance 
No
Road Insurance 
No
Balance Protection 
Yes for additional fee